boxes of nella and v•nella side by side slightly separated

Shopping with your HSA/FSA

At FitBiomics, we believe our health products can be medicine, and our new partners at Truemed agree. Through our collaboration, eligible customers can now use Health Savings Account (HSA) or Flexible Spending Account (FSA) funds on FitBiomics' products! This means you may be eligible to buy your favorite supplements with pre-tax dollars, resulting in net savings of 30% on average.

HSAs and FSAs were created for you to spend tax-advantaged dollars on products and services that can treat or prevent medical conditions and Truemed is making it easy to do just that.

How to check out with HSA/FSA funds

  • Add products to your cart

  • Check out as a guest: ensure you are not signed into “Shop Pay”

  • Select Truemed as your payment option at checkout

  • If you pay with your HSA/FSA card, there’s no other work you need to do. Truemed will send paperwork to ensure compliance.

Eligible Products

1 3

FAQs

What is an HSA/FSA Account?

HSAs are typically tied to your health plan, but only if you have a high-deductible health plan (HDHP), and you would contribute your pre-tax income directly to it. You may have one from a previous employment or health plan. FSA's are separate from HSAs and un-related to your health insurance. Further detail here: https://www.aetna.com/health-guide/hsa-vs-fsa.html

If you do not currently have an HSA/FSA account, we recommend reaching out to your employee benefits coordinator to see what benefits are available to you. Then you can enroll in an HSA/FSA account at the time of open enrollment.

If you are unsure if you are enrolled in an HSA/FSa account, we recommend reaching out to your employee benefits coordinator. They will be able to assist you with any questions about the benefits you selected during open enrollment. They can also alert you of upcoming opportunities to enroll in an HSA/FSA account.

What is a Letter of Medical Necessity?

A Letter of Medical Necessity (LMN) is a formal document that a licensed healthcare provider writes to explain why a specific treatment, product, or service is essential for a patient's health.

A health plan may request an LMN as part of a certification or utilization review process to determine if a requested medical expense is covered. Health insurance providers, health savings accounts (HSAs), or flexible spending accounts (FSAs) may also request an LMN before reimbursing an expense.

The IRS defines a medical expense as, the costs of diagnosis, cure, mitigation, treatment, or prevention of disease, and for the purpose of affecting any part or function of the body.

How Do I Save Using Truemed?

When we mention savings, this refers to the pre-tax nature of HSA/FSA money. Funds placed into an HSA/FSA are not taxed at your income tax rate. When you pay for a product or service using your HSA/FSA card or reimburse yourself for a purchase with HSA/FSA funds, you save your income tax rate by using those funds.

Receipt Requirements for Reimbursement

When it is time to submit a claim to your HSA/FSA administrator for reimbursement, submitting a receipt with five key points of information will help your administrator review the claim.

A receipt needs to include:

1. The provider name (merchant name)
2. The patient name (customer name that matches the name on the LMN)
3. The date of service (or purchase)
4. The product/service name
5. The product/service description

Specifically looking at the product description, a description with vague terms like “membership,” “program,” or “class” can be flagged by administrators. A receipt should include a detailed description that clearly describes the product or service being received.

Explore Our FAQs